Financing

Flexible Financing Options at Bill’s Heating & A/C

At Bill’s Heating & A/C, we believe that everyone deserves a comfortable home, regardless of budget constraints. That’s why we offer a range of flexible financing options through Greensky and Synchrony, making it easier for you to invest in new furnaces, heat pumps, air conditioners, or ductless heat pumps.

Our Financing Plans

Synchrony

Plan 920

No Monthly Interest if Paid in Full within 6 Months.

¹ ² Fixed monthly payments of 2.50% of the promo purchase balance.

Plan 977

14.99% APR Until Paid in Full.

¹ Fixed monthly payments equal to 2% of promo purchase amount.

Plan 933

60 mo. no interest

¹ ² Fixed monthly payments equal to 1.67% of promo purchase amount.

Note: Synchrony financing is available exclusively for purchases of new furnaces, heat pumps, air conditioners, or ductless heat pumps, for residential customers only.

For more information on deferred interest promotional purchases, visit Synchrony’s Deferred Interest Page.

¹ $69 (one-time fee charged at time first purchase posts to account)
² *NO INTEREST IF PAID IN FULL WITHIN PROMOTIONAL PERIOD (Deferred Interest) The length of the promotional period will depend on the specific promotion offered by merchant. Interest at the rate of 26.99% will be charged to your account from the date of purchase if the promotional purchase is not paid in full within the promotional period. To avoid late fees, you must make your Total Minimum Monthly Payments by the due date each month. These Minimum Monthly Payments may or may not pay off the promotional purchase before the end of the promotional period. To make sure that you are not charged the interest accrued at 26.99% you must pay the total promotional purchase amount within the promotional period.

GreenSky

Plan 2602

No Monthly Interest if Paid in Full within 6 Months.

84 monthly payments required, including during the promo period. Rates range from 17.99% to 24.99% APR.

Plan 2740

Fixed interest rate of 9.99% APR for a term of 120 months.

Plan 1519

Fixed interest rate of 11.99% APR for a term of 180 months.

Financing options are subject to credit approval and terms may change at any time. The plans listed are currently available but are subject to change.

Why Finance With Us?

Flexible Options. Simple Process.

Layers

Variety of Options

Choose from a range of financing solutions designed to fit your budget and project. Whether you’re planning a new installation or facing an unexpected repair, we’ll help you find an option that works for you.

Clarity & Transparency

We believe financing should be straightforward. Our team will clearly explain your available options so you can make an informed decision with confidence—no surprises or hidden fees.

Document

Easy Application Process

Applying is quick and simple. With a streamlined application process and fast decisions, you can spend less time waiting and more time enjoying your home’s improved comfort.

Shield with check

Peace of Mind

Bill’s Heating & A/C partners with trusted financing providers to help make home comfort projects more affordable. You can move forward knowing you’re working with reputable companies and a team that’s here to help every step of the way.

Bill’s service truck

Let’s Get Started!

Don’t let upfront costs keep you from improving your home’s comfort. Contact Bill’s Heating & A/C today to learn more about our flexible financing options and find a payment solution that fits your budget. Our team is here to answer your questions and help you get started.

What Our Customers Say

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Larry Turner profile picture
Larry Turner
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Eddie was Great!!! On time and really went above and beyond to fit into my schedule
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Jim Toomb profile picture
Jim Toomb
Google star 1Google star 2Google star 3Google star 4Google star 5
Job started on time and completed in reasonable amount of time. Only one issue come up with louver motor wiring not connected at factory. This got resolved on the spot.
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Nancy G profile picture
Nancy G
Google star 1Google star 2Google star 3Google star 4Google star 5
Patrick and Gabe were amazing! The install went perfect, answered all my questions, I couldn't be more happy with the whole process. Will definitely refer to friends and family!!
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Idaho Native profile picture
Idaho Native
Google star 1Google star 2Google star 3Google star 4Google star 5
Eddie did an exceptional job and was very friendly and informative. We will keep doing business with Bill’s heating and A/C
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hannaloo1 profile picture
hannaloo1
Google star 1Google star 2Google star 3Google star 4Google star 5
Highly recommended very professional installers that we're thorough and took the time to install our bindoor and outdoor eqiptment paying attention to detail. I would recommend these folks to anyone. Alsonwenfou d that bills jad the best warranty and also the best financing options. Im we decided to have bills install our ac.
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Jeff Withroe profile picture
Jeff Withroe
Google star 1Google star 2Google star 3Google star 4Google star 5
Maverick did a great job. He was thorough, and patient. He answered all my questions.
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B W profile picture
B W
Google star 1Google star 2Google star 3Google star 4Google star 5
Rob was so detailed and did a very thorough job for us. No pressure, but many suggestions as to what we will need to do in the future. He left us his personal cell number for any questions. Fantastic experience. Will definitely stick with Bill’s for all our HVAC needs.
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Sydney McCauley profile picture
Sydney McCauley
Google star 1Google star 2Google star 3Google star 4Google star 5
Super fast and very informative! Our AC unit went out late one evening and they were there first thing the next morning!

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